Frequently Asked Questions

With the frequently asked questions below, we want to help you find the answers to some general questions regarding accepting credit cards online or offline. The answers provided should be used as a general guide, but we can't be responsible for any errors within the answers. For technical questions, or if you have questions about the products offered, please contact the credit card services in question.
To find some general answers to questions one might have about accepting credit cards, please check out the questions and answers posted below.

1. Why should I accept credit cards in my business?
Accepting credit cards will increase your sales. Research has shown that many people are looking to specifically pay using credit cards. Therefore, if you are not using credit cards to accept payments, especially online, you are missing out on a lot of customers that would be more than happy to purchase from you with a credit card. Competition in business is now very tough, and no online retailer should be able to afford getting by without accepting credit cards. Therefore, if you are not accepting credit cards yet, apply for a merchant account, and see a rise in sales!

2. Should I get my own merchant account, or is using a 3rd party service better?
In general, I recommend getting your own merchant account. The main reason therefore is that it just looks much more professional. You could also use a 3rd party merchant account provider, which means that your clients would have to leave your website to pay for the products or services purchased, but again, using your own merchant account looks much more professional, and I personally don't shop from anybody using a 3rd party payment provider, because that usually means that the business is only being run on the side and has no substantial revenue. In my mind, these kinds of businesses could be gone any day, and I would have no support in case there is a problem. Therefore, I, and I think many others as well, only shop from retailers with their own merchant account!

3. How fast can I start accepting credit cards after applying?
Within days! When using our credit card processor featured on this website, you'll get your account setup very quickly. Then, you just have to send in some required documents for them to start releasing the funds to you. Therefore, the faster you turn in the required documents, the faster you will be able to accept credit cards and to actually get the money deposited into your account from the provider.

For other questions, please contact our recommended merchant account provider, as they will be able to give you more precise answers to any questions related to accepting credit cards and the payment gateway used.


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